Farm Fire Policy
The Farm
Fire policy is a specialized product designed to protect your
farm property such as farm barns, buildings, equipment, and
livestock when a Farmowners policy is not needed. The Farm
Fire Policy provides protection from multiple perils for
physical damage. In certain circumstances, liability can be
added to the policy.
Please see
your local agent for
help in determining your insurance needs and the coverages
available to you.
The
policy covers the following perils:
Fire
Lightning
Debris removal after a loss has
occurred
Windstorm
Hail
Explosion
Riot
Aircraft
Smoke
Collapse
Any
peril not specifically excluded - Equipment only
Earthquake
- Livestock only
Flood - Livestock only
Theft -
Livestock only
N.C.
Grange Mutual has designed a customized Farm Fire policy for
poultry houses and hog houses. In addition to the covered
perils shown above, these customized poultry house and hog
house policies also offer the following additional
coverages:
Loss of
Use
Replacement Cost
Optional Coverages available to all Farm Fire
policies include:
Fire
Department Service Charge
Farmer's Comprehensive Personal
Liability
... and more
You
could possibly qualify for premium credits such
as:
Higher
Deductible Credit
NOTE: Some Coverages or discounts may not apply
depending on the plan. Some exclusions and limitations may
apply. Please see an agent near you for
assistance in determining your insurance needs and the plans
and coverages available to you.
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