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Farm Fire

Farm Fire Policy
The Farm Fire policy is a specialized product designed to protect your farm property such as farm barns, buildings, equipment, and livestock when a Farmowners policy is not needed. The Farm Fire Policy provides protection from multiple perils for physical damage. In certain circumstances, liability can be added to the policy.

Please see your local agent for help in determining your insurance needs and the coverages available to you.

The policy covers the following perils:
Fire
Lightning
Debris removal after a loss has occurred
Windstorm
Hail
Explosion
Riot
Aircraft
Smoke
Collapse
Any peril not specifically excluded – Equipment only
Earthquake – Livestock only
Flood – Livestock only
Theft – Livestock only

N.C. Grange Mutual has designed a customized Farm Fire policy for poultry houses and hog houses. In addition to the covered perils shown above, these customized poultry house and hog house policies also offer the following additional coverages:
Loss of Use
Replacement Cost

Optional Coverages available to all Farm Fire policies include:
Fire Department Service Charge
Farmer’s Comprehensive Personal Liability
… and more

You could possibly qualify for premium credits such as:
Higher Deductible Credit

NOTE: Some Coverages or discounts may not apply depending on the plan. Some exclusions and limitations may apply. Please see an agent near you for assistance in determining your insurance needs and the plans and coverages available to you.