Commercial Fire Policy
The
Commercial Fire policy is designed to provide coverage on
property used in certain lines of business. Buildings and
contents can be covered on this policy. N.C. Grange Mutual's
Commercial Fire policy is designed especially for those
smaller commercial-type risks such as churches, small
mercantiles, beauty and barber shops, and small apartment
buildings (4-8 units). Please see your local agent for
help in determining your insurance needs and the coverages
available to you.
The
policy covers the following perils:
Fire
Lightning
Debris removal after a loss has
occurred
Windstorm
Hail
Smoke
Explosion
Riot
Aircraft
Optional Coverages include:
• Vandalism and Malicious
Mischief
• Replacement Cost
Coverage
• Optional Perils
Endorsement including Glass Breakage (limited coverage),
Falling Objects, Weight of Ice, Sleet, and Snow, Water Damage, Collapse
• Fire Department Service
Charge
• Fire Liability
• Glass Breakage -
comprehensive coverage
... and more
You
could possibly qualify for premium credits such
as:
Higher
Deductible Credit
Building Under Construction
Credit
NOTE: Some Coverages or discounts may not apply
depending on the plan. Some exclusions and limitations may
apply. Please see an agent near you for
assistance in determining your insurance needs and the plans
and coverages available to you.
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